Does the Pentagon Have the Creditability to Complain About Unscrupulous Lenders?

This author makes a good point that the Pentagon has a creditability problem in regards to complaining about unscrupulous lenders praying on military servicemembers:

Would an E-6 careerist nearing retirement accept a $30,000 car loan if forced to pay back a total of $390,000 in principal and interest?
Would an E-7 accept a $30,000 loan to make a down payment on a home or to wipe out credit card debt if the lifetime cost of that decision were $386,000 in lost retired pay?
The answer to both questions, regrettably, is: You bet.
Hundreds of career servicemembers every month make a comparable choice while in their 15th year of service. That’s when, in return for an immediate cash bonus of $30,000, they make an irrevocable decision to opt out of “High-3” retirement and accept the less generous “Redux” plan.
The loan shark here is the federal government, the same Congress and Department of Defense that like to get tough with payday lenders outside of military bases who prey on young or naïve enlisted members. Meanwhile, they offer their own rotten deal, which every year gets a little worse, say economists at the defense think tank CNA. (Stars and Stripes)

You can read more at the link.